States › Oregon › Cottage Grove

Is Cottage Grove, OR expensive to live in?

OKRent takes 24 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,752same as U.S. average
💵 Families earn per year (2026)$87,224about $7,269/month · same as U.S. average
🔑 House price$346,6004% higher than U.S. average

Rent is higher than in 55% of U.S. cities. A typical house costs about 4.0 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $70,080 a year. That is $34 an hour at a full-time job.

Is rent cheaper than other Oregon cities?

Yes. Rent here is cheaper than in most of Oregon. It is number 41 of 105 cities from cheapest to most expensive.

Cottage Grove
$1,752
Fairview
$1,811
White City
$2,332
Newport
$1,495
Santa Clara
$1,809
Silverton
$1,883
Oak Hills
$2,080

How much do households earn in Cottage Grove?

Under $25k
17.5%
$25k–50k
19.2%
$50k–100k
43.4%
$100k–150k
12.6%
$150k+
4.9%

Share of households by yearly income. 17.5% of households earn $100,000 or more.

Rent by apartment size in Cottage Grove

SizeCottage GroveU.S. average
1 bedroom$698$1,324
2 bedrooms$1,419$1,509
3 bedrooms$1,613$1,698
4 bedrooms$2,630$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Cottage Grove overall?

Everyday prices in Oregon overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
109
Goods (food, clothes…)
105
Utilities
107
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Cottage Grove, so the Oregon figure is shown.

Taxes and bills in Cottage Grove

🏛️ Property tax$3,381a year · 0.98% of home value · U.S. $3,119
⚡ Electric bill$130a month (typical) · U.S. $156

Life in Cottage Grove

Commute to work20.4 minU.S.: 26.4 min
College degree21.1%U.S.: 35.7%
Own their home59%U.S.: 65.2%
Below poverty line10.7%U.S.: 12.5%
Unemployment6%U.S.: 5.2%

Is it cheaper to rent or buy in Cottage Grove?

Renting is cheaper right now: about $653 a month less.

Renting
$1,752
Owning
$2,405

Owning assumes a typical $346,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $34,660 for the down payment.

Frequently asked questions

What is the average rent in Cottage Grove, OR?

Renting in Cottage Grove costs a median of about $1,752 a month in 2026, including utilities. The Oregon median is $1,811.

How much do I need to make to live in Cottage Grove?

To keep rent under 30% of income, you need about $70,080 a year, or $34 an hour at a full-time job.

Is Cottage Grove cheap or expensive?

Cottage Grove is rated OK: rent takes 24.1% of the typical household income of $87,224. It ranks 41st cheapest of 105 Oregon cities we track.

How much are property taxes in Cottage Grove?

The median homeowner in Cottage Grove pays $3,381 a year in property taxes, about 0.98% of the median home value.

Is Cottage Grove more expensive than the national average?

Overall prices in Oregon are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Cottage Grove?

The median home value in Cottage Grove is $346,600, about 4.0 times the typical yearly household income.

10,698 people live in Cottage Grove. Numbers are typical (middle) values.