salaryRent here is among the highest 10% in the country. Household incomes are higher than in 100% of U.S. cities. A typical house costs about 5.8 years of household income. Commutes are long, about 31.5 minutes each way. Most homes (92.6%) are owned, so rentals can be hard to find. It is a highly educated city: 67.1% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $140,040 a year. That is $67 an hour at a full-time job.
Is rent cheaper than other California cities?
No. Rent here is more expensive than in most of California. It is number 606 of 653 cities from cheapest to most expensive.
How much do households earn in Coto de Caza?
Share of households by yearly income. 73.4% of households earn $100,000 or more.
Rent by apartment size in Coto de Caza
| Size | Coto de Caza | U.S. average |
|---|---|---|
| Studio | $1,756 | $1,338 |
| 2 bedrooms | $3,006 | $1,509 |
| 3 bedrooms | $3,500+ | $1,698 |
| 4 bedrooms | $3,500+ | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Coto de Caza overall?
Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Coto de Caza, so the California figure is shown.
Taxes and bills in Coto de Caza
Life in Coto de Caza
Is it cheaper to rent or buy in Coto de Caza?
Renting is cheaper right now: about $7,154 a month less.
Owning assumes a typical $1,535,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $153,560 for the down payment.
Frequently asked questions
What is the average rent in Coto de Caza, CA?
Renting in Coto de Caza costs a median of about $3,500+ a month in 2026, including utilities. The California median is $2,357.
How much do I need to make to live in Coto de Caza?
To keep rent under 30% of income, you need about $140,040 a year, or $67 an hour at a full-time job.
Is Coto de Caza cheap or expensive?
Coto de Caza is rated Cheap: rent takes 16.0% of the typical household income of $262,956. It ranks 606th cheapest of 653 California cities we track.
How much are property taxes in Coto de Caza?
The median homeowner in Coto de Caza pays $10,000+ a year in property taxes, about 0.65% of the median home value.
Is Coto de Caza more expensive than the national average?
Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Coto de Caza?
The median home value in Coto de Caza is $1,535,600, about 5.8 times the typical yearly household income.
15,190 people live in Coto de Caza. Numbers are typical (middle) values.