States › Indiana › Columbia City

Is Columbia City, IN expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,19232% lower than U.S. average
💵 Families earn per year (2026)$73,434about $6,120/month · 16% lower than U.S. average
🔑 House price$189,10043% lower than U.S. average

Rent is lower than in 77% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 18.1 minutes.

How much money do I need?

To rent here comfortably, you should earn about $47,680 a year. That is $23 an hour at a full-time job.

Is rent cheaper than other Indiana cities?

Yes. Rent here is cheaper than in most of Indiana. It is number 65 of 132 cities from cheapest to most expensive.

Columbia City
$1,192
$1,034

How much do households earn in Columbia City?

Under $25k
16.4%
$25k–50k
25.6%
$50k–100k
40.5%
$100k–150k
9.8%
$150k+
4.4%

Share of households by yearly income. 14.2% of households earn $100,000 or more.

Rent by apartment size in Columbia City

SizeColumbia CityU.S. average
1 bedroom$786$1,324
2 bedrooms$1,098$1,509
3 bedrooms$1,349$1,698
4 bedrooms$1,329$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Columbia City overall?

Everyday prices in Indiana overall are 7% below the U.S. average (index 93.3, U.S. = 100).

Housing
74
Goods (food, clothes…)
96
Utilities
86
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Columbia City, so the Indiana figure is shown.

Taxes and bills in Columbia City

🏛️ Property tax$1,421a year · 0.75% of home value · U.S. $3,119
⚡ Electric bill$141a month (typical) · U.S. $156

Life in Columbia City

Commute to work18.1 minU.S.: 26.4 min
College degree23.7%U.S.: 35.7%
Own their home65%U.S.: 65.2%
Below poverty line13.6%U.S.: 12.5%
Unemployment3.7%U.S.: 5.2%

Is it cheaper to rent or buy in Columbia City?

Renting is cheaper right now: about $120 a month less.

Renting
$1,192
Owning
$1,312

Owning assumes a typical $189,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $18,910 for the down payment.

Frequently asked questions

What is the average rent in Columbia City, IN?

Renting in Columbia City costs a median of about $1,192 a month in 2026, including utilities. The Indiana median is $1,219.

How much do I need to make to live in Columbia City?

To keep rent under 30% of income, you need about $47,680 a year, or $23 an hour at a full-time job.

Is Columbia City cheap or expensive?

Columbia City is rated Cheap: rent takes 19.5% of the typical household income of $73,434. It ranks 65th cheapest of 132 Indiana cities we track.

How much are property taxes in Columbia City?

The median homeowner in Columbia City pays $1,421 a year in property taxes, about 0.75% of the median home value.

Is Columbia City more expensive than the national average?

Overall prices in Indiana are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Columbia City?

The median home value in Columbia City is $189,100, about 2.6 times the typical yearly household income.

9,897 people live in Columbia City. Numbers are typical (middle) values.