States › Nevada › Cold Springs

Is Cold Springs, NV expensive to live in?

OKRent takes 28 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,31732% higher than U.S. average
💵 Families earn per year (2026)$101,090about $8,424/month · 16% higher than U.S. average
🔑 House price$433,30030% higher than U.S. average

Rent is higher than in 80% of U.S. cities. A typical house costs about 4.3 years of household income. Commutes are long, about 31.2 minutes each way. Most homes (91.8%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $92,680 a year. That is $45 an hour at a full-time job.

Is rent cheaper than other Nevada cities?

No. Rent here is more expensive than in most of Nevada. It is number 30 of 34 cities from cheapest to most expensive.

Cold Springs
$2,317
Gardnerville Ranchos
$2,732
Fallon
$1,977
Incline Village
$2,079
Laughlin
$1,290
Spring Creek
$1,470
Boulder City
$1,437

How much do households earn in Cold Springs?

Under $25k
4.5%
$25k–50k
16.4%
$50k–100k
44.4%
$100k–150k
23.7%
$150k+
10.4%

Share of households by yearly income. 34.2% of households earn $100,000 or more.

How expensive is Cold Springs overall?

Everyday prices in Nevada overall are same as the U.S. average (index 100.0, U.S. = 100).

Housing
114
Goods (food, clothes…)
96
Utilities
91
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Cold Springs, so the Nevada figure is shown.

Taxes and bills in Cold Springs

🏛️ Property tax$1,467a year · 0.34% of home value · U.S. $3,119
⚡ Electric bill$164a month (typical) · U.S. $156

Life in Cold Springs

Commute to work31.2 minU.S.: 26.4 min
College degree18.2%U.S.: 35.7%
Own their home91.8%U.S.: 65.2%
Below poverty line3.9%U.S.: 12.5%
Unemployment3.2%U.S.: 5.2%

Is it cheaper to rent or buy in Cold Springs?

Renting is cheaper right now: about $690 a month less.

Renting
$2,317
Owning
$3,007

Owning assumes a typical $433,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $43,330 for the down payment.

Frequently asked questions

What is the average rent in Cold Springs, NV?

Renting in Cold Springs costs a median of about $2,317 a month in 2026, including utilities. The Nevada median is $1,742.

How much do I need to make to live in Cold Springs?

To keep rent under 30% of income, you need about $92,680 a year, or $45 an hour at a full-time job.

Is Cold Springs cheap or expensive?

Cold Springs is rated OK: rent takes 27.5% of the typical household income of $101,090. It ranks 30th cheapest of 34 Nevada cities we track.

How much are property taxes in Cold Springs?

The median homeowner in Cold Springs pays $1,467 a year in property taxes, about 0.34% of the median home value.

Is Cold Springs more expensive than the national average?

Overall prices in Nevada are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Cold Springs?

The median home value in Cold Springs is $433,300, about 4.3 times the typical yearly household income.

11,321 people live in Cold Springs. Numbers are typical (middle) values.