salaryRent is higher than in 81% of U.S. cities. A typical house costs about 5.3 years of household income. Most homes (78.8%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $93,080 a year. That is $45 an hour at a full-time job.
Is rent cheaper than other Florida cities?
No. Rent here is more expensive than in most of Florida. It is number 352 of 479 cities from cheapest to most expensive.
How much do households earn in Cocoa Beach?
Share of households by yearly income. 37.5% of households earn $100,000 or more.
Rent by apartment size in Cocoa Beach
| Size | Cocoa Beach | U.S. average |
|---|---|---|
| 1 bedroom | $1,291 | $1,324 |
| 2 bedrooms | $1,808 | $1,509 |
| 3 bedrooms | $2,297 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Cocoa Beach overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Cocoa Beach, so the Florida figure is shown.
Taxes and bills in Cocoa Beach
Life in Cocoa Beach
Is it cheaper to rent or buy in Cocoa Beach?
Renting is cheaper right now: about $1,165 a month less.
Owning assumes a typical $503,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $50,320 for the down payment.
Frequently asked questions
What is the average rent in Cocoa Beach, FL?
Renting in Cocoa Beach costs a median of about $2,327 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Cocoa Beach?
To keep rent under 30% of income, you need about $93,080 a year, or $45 an hour at a full-time job.
Is Cocoa Beach cheap or expensive?
Cocoa Beach is rated OK: rent takes 29.4% of the typical household income of $94,897. It ranks 352nd cheapest of 479 Florida cities we track.
How much are property taxes in Cocoa Beach?
The median homeowner in Cocoa Beach pays $3,481 a year in property taxes, about 0.69% of the median home value.
Is Cocoa Beach more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Cocoa Beach?
The median home value in Cocoa Beach is $503,200, about 5.3 times the typical yearly household income.
11,377 people live in Cocoa Beach. Numbers are typical (middle) values.