States › Ohio › Cincinnati

Is Cincinnati, OH expensive to live in?

OKRent takes 29 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,37921% lower than U.S. average
💵 Families earn per year (2026)$57,062about $4,755/month · 34% lower than U.S. average
🔑 House price$230,90031% lower than U.S. average

Cincinnati is the 3rd-largest city in Ohio that we track, with 311,224 residents. Rent is lower than in 65% of U.S. cities. A typical house costs about 4.0 years of household income. Most households rent (60%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $55,160 a year. That is $27 an hour at a full-time job.

Is rent cheaper than other Ohio cities?

No. Rent here is more expensive than in most of Ohio. It is number 177 of 288 cities from cheapest to most expensive.

Cincinnati
$1,379
$994
$1,277
$1,129
$1,140
$1,611
$1,325

Compare Cincinnati with other big cities

vs New Yorkvs Los Angelesvs Chicagovs Houstonvs Columbusvs Clevelandvs Toledovs Akronvs Huntsvillevs Buffalovs Memphisvs Tucson

Compare Cincinnati to 149 other cities →

How much do households earn in Cincinnati?

Under $25k
20.0%
$25k–50k
23.5%
$50k–100k
26.7%
$100k–150k
10.7%
$150k+
8.6%

Share of households by yearly income. 19.3% of households earn $100,000 or more.

Rent by apartment size in Cincinnati

SizeCincinnatiU.S. average
Studio$942$1,338
1 bedroom$965$1,324
2 bedrooms$1,208$1,509
3 bedrooms$1,401$1,698
4 bedrooms$1,774$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Cincinnati overall?

Everyday prices in the Cincinnati metro area are 5% below the U.S. average (index 95.4, U.S. = 100).

Housing
88
Goods (food, clothes…)
94
Utilities
91
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Cincinnati

🏛️ Property tax$3,169a year · 1.37% of home value · U.S. $3,119
⚡ Electric bill$147a month (typical) · U.S. $156

Life in Cincinnati

Commute to work22.4 minU.S.: 26.4 min
College degree41.8%U.S.: 35.7%
Own their home39.8%U.S.: 65.2%
Below poverty line25.5%U.S.: 12.5%
Unemployment6.8%U.S.: 5.2%

What jobs pay in Cincinnati

JobMedian payRent / pay
Pharmacist$140,20011.8%
Lawyer$130,98012.6%
Nurse Practitioner$128,70012.9%
Physician Assistant$128,52012.9%
Software Developer$121,42013.6%
Computer Systems Analyst$103,45016.0%
Dental Hygienist$102,94016.1%
Operations Manager$100,67016.4%
Civil Engineer$98,22016.8%
Registered Nurse$83,65019.8%
Accountant$80,64020.5%
Police Officer$80,41020.6%
Market Research Analyst$75,75021.8%
Plumber$65,16025.4%
Elementary School Teacher$64,74025.6%
Licensed Practical Nurse$64,18025.8%
Electrician$63,49026.1%
HVAC Technician$62,24026.6%
Truck Driver$60,59027.3%
Carpenter$60,11027.5%
Firefighter$58,57028.3%
Customer Service Representative$46,47035.6%
Medical Assistant$44,34037.3%
Nursing Assistant$40,35041.0%
Warehouse Worker$40,24041.1%
Server (Waiter/Waitress)$36,53045.3%
Restaurant Cook$36,03045.9%
Retail Salesperson$30,81053.7%
Cashier$29,17056.7%

Is it cheaper to rent or buy in Cincinnati?

Renting is cheaper right now: about $223 a month less.

Renting
$1,379
Owning
$1,602

Owning assumes a typical $230,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,090 for the down payment.

Frequently asked questions

What is the average rent in Cincinnati, OH?

Renting in Cincinnati costs a median of about $1,379 a month in 2026, including utilities. The Ohio median is $1,261.

How much do I need to make to live in Cincinnati?

To keep rent under 30% of income, you need about $55,160 a year, or $27 an hour at a full-time job.

Is Cincinnati cheap or expensive?

Cincinnati is rated OK: rent takes 29.0% of the typical household income of $57,062. It ranks 177th cheapest of 288 Ohio cities we track.

How much are property taxes in Cincinnati?

The median homeowner in Cincinnati pays $3,169 a year in property taxes, about 1.37% of the median home value.

Is Cincinnati more expensive than the national average?

Overall prices in the metro area are 5% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Cincinnati?

The median home value in Cincinnati is $230,900, about 4.0 times the typical yearly household income.

311,224 people live in Cincinnati. Numbers are typical (middle) values.