States › Tennessee › Church Hill

Is Church Hill, TN expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,07239% lower than U.S. average
💵 Families earn per year (2026)$70,670about $5,889/month · 19% lower than U.S. average
🔑 House price$211,00037% lower than U.S. average

Rent is lower than in 83% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (81.8%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $42,880 a year. That is $21 an hour at a full-time job.

Is rent cheaper than other Tennessee cities?

Yes. Rent here is cheaper than in most of Tennessee. It is number 36 of 114 cities from cheapest to most expensive.

Church Hill
$1,072
$1,121

How much do households earn in Church Hill?

Under $25k
11.0%
$25k–50k
31.7%
$50k–100k
28.3%
$100k–150k
22.1%
$150k+
4.4%

Share of households by yearly income. 26.4% of households earn $100,000 or more.

Rent by apartment size in Church Hill

SizeChurch HillU.S. average
1 bedroom$490$1,324
3 bedrooms$1,195$1,698
4 bedrooms$1,466$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Church Hill overall?

Everyday prices in Tennessee overall are 8% below the U.S. average (index 91.9, U.S. = 100).

Housing
79
Goods (food, clothes…)
96
Utilities
72
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Church Hill, so the Tennessee figure is shown.

Taxes and bills in Church Hill

🏛️ Property tax$1,330a year · 0.63% of home value · U.S. $3,119
⚡ Electric bill$148a month (typical) · U.S. $156

Life in Church Hill

Commute to work25.8 minU.S.: 26.4 min
College degree18.4%U.S.: 35.7%
Own their home81.8%U.S.: 65.2%
Below poverty line6.4%U.S.: 12.5%
Unemployment13.9%U.S.: 5.2%

Is it cheaper to rent or buy in Church Hill?

Renting is cheaper right now: about $392 a month less.

Renting
$1,072
Owning
$1,464

Owning assumes a typical $211,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $21,100 for the down payment.

Frequently asked questions

What is the average rent in Church Hill, TN?

Renting in Church Hill costs a median of about $1,072 a month in 2026, including utilities. The Tennessee median is $1,279.

How much do I need to make to live in Church Hill?

To keep rent under 30% of income, you need about $42,880 a year, or $21 an hour at a full-time job.

Is Church Hill cheap or expensive?

Church Hill is rated Cheap: rent takes 18.2% of the typical household income of $70,670. It ranks 36th cheapest of 114 Tennessee cities we track.

How much are property taxes in Church Hill?

The median homeowner in Church Hill pays $1,330 a year in property taxes, about 0.63% of the median home value.

Is Church Hill more expensive than the national average?

Overall prices in Tennessee are 8% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Church Hill?

The median home value in Church Hill is $211,000, about 3.0 times the typical yearly household income.

7,139 people live in Church Hill. Numbers are typical (middle) values.