States › Oklahoma › Choctaw

Is Choctaw, OK expensive to live in?

CheapRent takes 14 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,27128% lower than U.S. average
💵 Families earn per year (2026)$108,469about $9,039/month · 25% higher than U.S. average
🔑 House price$242,10027% lower than U.S. average

Rent is lower than in 71% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (87.5%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $50,840 a year. That is $24 an hour at a full-time job.

Is rent cheaper than other Oklahoma cities?

No. Rent here is more expensive than in most of Oklahoma. It is number 58 of 75 cities from cheapest to most expensive.

Choctaw
$1,271
$899
$977
$1,217

How much do households earn in Choctaw?

Under $25k
6.3%
$25k–50k
13.8%
$50k–100k
40.0%
$100k–150k
20.6%
$150k+
16.5%

Share of households by yearly income. 37.2% of households earn $100,000 or more.

Rent by apartment size in Choctaw

SizeChoctawU.S. average
1 bedroom$397$1,324
2 bedrooms$975$1,509
3 bedrooms$1,554$1,698
4 bedrooms$1,382$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Choctaw overall?

Everyday prices in Oklahoma overall are 12% below the U.S. average (index 87.8, U.S. = 100).

Housing
63
Goods (food, clothes…)
94
Utilities
74
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Choctaw, so the Oklahoma figure is shown.

Taxes and bills in Choctaw

🏛️ Property tax$2,289a year · 0.95% of home value · U.S. $3,119
⚡ Electric bill$198a month (typical) · U.S. $156

Life in Choctaw

Commute to work26 minU.S.: 26.4 min
College degree28.6%U.S.: 35.7%
Own their home87.5%U.S.: 65.2%
Below poverty line6.3%U.S.: 12.5%
Unemployment3.1%U.S.: 5.2%

Is it cheaper to rent or buy in Choctaw?

Renting is cheaper right now: about $409 a month less.

Renting
$1,271
Owning
$1,680

Owning assumes a typical $242,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $24,210 for the down payment.

Frequently asked questions

What is the average rent in Choctaw, OK?

Renting in Choctaw costs a median of about $1,271 a month in 2026, including utilities. The Oklahoma median is $1,069.

How much do I need to make to live in Choctaw?

To keep rent under 30% of income, you need about $50,840 a year, or $24 an hour at a full-time job.

Is Choctaw cheap or expensive?

Choctaw is rated Cheap: rent takes 14.1% of the typical household income of $108,469. It ranks 58th cheapest of 75 Oklahoma cities we track.

How much are property taxes in Choctaw?

The median homeowner in Choctaw pays $2,289 a year in property taxes, about 0.95% of the median home value.

Is Choctaw more expensive than the national average?

Overall prices in Oklahoma are 12% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Choctaw?

The median home value in Choctaw is $242,100, about 2.2 times the typical yearly household income.

12,303 people live in Choctaw. Numbers are typical (middle) values.