States › Minnesota › Chisago City

Is Chisago City, MN expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,46117% lower than U.S. average
💵 Families earn per year (2026)$110,219about $9,185/month · 27% higher than U.S. average
🔑 House price$413,00024% higher than U.S. average

Rent is lower than in 60% of U.S. cities. That makes it a rare mix of above-average pay and below-average rent. A typical house costs about 3.7 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $58,440 a year. That is $28 an hour at a full-time job.

Is rent cheaper than other Minnesota cities?

Yes. Rent here is cheaper than in most of Minnesota. It is number 66 of 150 cities from cheapest to most expensive.

Chisago City
$1,461
$1,466
$1,525
$1,546

How much do households earn in Chisago City?

Under $25k
8.2%
$25k–50k
15.1%
$50k–100k
32.3%
$100k–150k
26.0%
$150k+
14.6%

Share of households by yearly income. 40.6% of households earn $100,000 or more.

Rent by apartment size in Chisago City

SizeChisago CityU.S. average
Studio$1,069$1,338
1 bedroom$1,273$1,324
2 bedrooms$1,848$1,509

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Chisago City overall?

Everyday prices in Minnesota overall are 1% below the U.S. average (index 98.6, U.S. = 100).

Housing
91
Goods (food, clothes…)
101
Utilities
91
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Chisago City, so the Minnesota figure is shown.

Taxes and bills in Chisago City

🏛️ Property tax$4,176a year · 1.01% of home value · U.S. $3,119
⚡ Electric bill$159a month (typical) · U.S. $156

Life in Chisago City

Commute to work30 minU.S.: 26.4 min
College degree31.2%U.S.: 35.7%
Own their home72.5%U.S.: 65.2%
Below poverty line3.4%U.S.: 12.5%
Unemployment7.5%U.S.: 5.2%

Is it cheaper to rent or buy in Chisago City?

Renting is cheaper right now: about $1,405 a month less.

Renting
$1,461
Owning
$2,866

Owning assumes a typical $413,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $41,300 for the down payment.

Frequently asked questions

What is the average rent in Chisago City, MN?

Renting in Chisago City costs a median of about $1,461 a month in 2026, including utilities. The Minnesota median is $1,525.

How much do I need to make to live in Chisago City?

To keep rent under 30% of income, you need about $58,440 a year, or $28 an hour at a full-time job.

Is Chisago City cheap or expensive?

Chisago City is rated Cheap: rent takes 15.9% of the typical household income of $110,219. It ranks 66th cheapest of 150 Minnesota cities we track.

How much are property taxes in Chisago City?

The median homeowner in Chisago City pays $4,176 a year in property taxes, about 1.01% of the median home value.

Is Chisago City more expensive than the national average?

Overall prices in Minnesota are 1% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Chisago City?

The median home value in Chisago City is $413,000, about 3.7 times the typical yearly household income.

5,899 people live in Chisago City. Numbers are typical (middle) values.