States › Massachusetts › Chicopee

Is Chicopee, MA expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,41619% lower than U.S. average
💵 Families earn per year (2026)$67,530about $5,628/month · 22% lower than U.S. average
🔑 House price$274,50017% lower than U.S. average

Rent is lower than in 63% of U.S. cities. A typical house costs about 4.1 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $56,640 a year. That is $27 an hour at a full-time job.

Is rent cheaper than other Massachusetts cities?

Yes. Rent here is cheaper than in most of Massachusetts. It is number 19 of 123 cities from cheapest to most expensive.

Chicopee
$1,416
Peabody
$2,331
Methuen
$2,536
Weymouth Town
$2,398
Medford
$3,353
Revere
$2,829
Taunton
$1,976

How much do households earn in Chicopee?

Under $25k
20.3%
$25k–50k
22.4%
$50k–100k
32.5%
$100k–150k
13.1%
$150k+
5.3%

Share of households by yearly income. 18.4% of households earn $100,000 or more.

Rent by apartment size in Chicopee

SizeChicopeeU.S. average
Studio$1,009$1,338
1 bedroom$986$1,324
2 bedrooms$1,333$1,509
3 bedrooms$1,615$1,698
4 bedrooms$1,705$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Chicopee overall?

Everyday prices in Massachusetts overall are 6% above the U.S. average (index 105.8, U.S. = 100).

Housing
128
Goods (food, clothes…)
99
Utilities
152
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Chicopee, so the Massachusetts figure is shown.

Taxes and bills in Chicopee

🏛️ Property tax$3,847a year · 1.40% of home value · U.S. $3,119
⚡ Electric bill$124a month (typical) · U.S. $156

Life in Chicopee

Commute to work21.3 minU.S.: 26.4 min
College degree22.9%U.S.: 35.7%
Own their home55.7%U.S.: 65.2%
Below poverty line17.3%U.S.: 12.5%
Unemployment6.3%U.S.: 5.2%

Is it cheaper to rent or buy in Chicopee?

Renting is cheaper right now: about $489 a month less.

Renting
$1,416
Owning
$1,905

Owning assumes a typical $274,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $27,450 for the down payment.

Frequently asked questions

What is the average rent in Chicopee, MA?

Renting in Chicopee costs a median of about $1,416 a month in 2026, including utilities. The Massachusetts median is $2,331.

How much do I need to make to live in Chicopee?

To keep rent under 30% of income, you need about $56,640 a year, or $27 an hour at a full-time job.

Is Chicopee cheap or expensive?

Chicopee is rated OK: rent takes 25.2% of the typical household income of $67,530. It ranks 19th cheapest of 123 Massachusetts cities we track.

How much are property taxes in Chicopee?

The median homeowner in Chicopee pays $3,847 a year in property taxes, about 1.40% of the median home value.

Is Chicopee more expensive than the national average?

Overall prices in Massachusetts are 6% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Chicopee?

The median home value in Chicopee is $274,500, about 4.1 times the typical yearly household income.

55,295 people live in Chicopee. Numbers are typical (middle) values.