States › West Virginia › Charles Town

Is Charles Town, WV expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,16924% higher than U.S. average
💵 Families earn per year (2026)$96,270about $8,023/month · 11% higher than U.S. average
🔑 House price$377,70014% higher than U.S. average

Rent is higher than in 76% of U.S. cities. A typical house costs about 3.9 years of household income. Commutes are long, about 36.2 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $86,760 a year. That is $42 an hour at a full-time job.

Is rent cheaper than other West Virginia cities?

No. Rent here is more expensive than in most of West Virginia. It is number 31 of 31 cities from cheapest to most expensive.

Charles Town
$2,169
$1,051
$1,007
$999
$769

How much do households earn in Charles Town?

Under $25k
10.1%
$25k–50k
15.4%
$50k–100k
34.3%
$100k–150k
27.2%
$150k+
12.6%

Share of households by yearly income. 39.8% of households earn $100,000 or more.

Rent by apartment size in Charles Town

SizeCharles TownU.S. average
1 bedroom$795$1,324
2 bedrooms$1,180$1,509
3 bedrooms$1,460$1,698
4 bedrooms$1,767$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Charles Town overall?

Everyday prices in West Virginia overall are 11% below the U.S. average (index 89.5, U.S. = 100).

Housing
54
Goods (food, clothes…)
97
Utilities
92
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Charles Town, so the West Virginia figure is shown.

Taxes and bills in Charles Town

🏛️ Property tax$2,213a year · 0.59% of home value · U.S. $3,119
⚡ Electric bill$184a month (typical) · U.S. $156

Life in Charles Town

Commute to work36.2 minU.S.: 26.4 min
College degree36.1%U.S.: 35.7%
Own their home74.5%U.S.: 65.2%
Below poverty line6.5%U.S.: 12.5%
Unemployment5.9%U.S.: 5.2%

Is it cheaper to rent or buy in Charles Town?

Renting is cheaper right now: about $452 a month less.

Renting
$2,169
Owning
$2,621

Owning assumes a typical $377,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $37,770 for the down payment.

Frequently asked questions

What is the average rent in Charles Town, WV?

Renting in Charles Town costs a median of about $2,169 a month in 2026, including utilities. The West Virginia median is $1,007.

How much do I need to make to live in Charles Town?

To keep rent under 30% of income, you need about $86,760 a year, or $42 an hour at a full-time job.

Is Charles Town cheap or expensive?

Charles Town is rated OK: rent takes 27.0% of the typical household income of $96,270. It ranks 31st cheapest of 31 West Virginia cities we track.

How much are property taxes in Charles Town?

The median homeowner in Charles Town pays $2,213 a year in property taxes, about 0.59% of the median home value.

Is Charles Town more expensive than the national average?

Overall prices in West Virginia are 11% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Charles Town?

The median home value in Charles Town is $377,700, about 3.9 times the typical yearly household income.

7,337 people live in Charles Town. Numbers are typical (middle) values.