salaryRent is lower than in 69% of U.S. cities. A typical house costs about 3.5 years of household income. Commutes are short, about 16.5 minutes. Most households rent (57%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $52,000 a year. That is $25 an hour at a full-time job.
Is rent cheaper than other Pennsylvania cities?
Yes. Rent here is cheaper than in most of Pennsylvania. It is number 122 of 269 cities from cheapest to most expensive.
How much do households earn in Chambersburg?
Share of households by yearly income. 15.4% of households earn $100,000 or more.
Rent by apartment size in Chambersburg
| Size | Chambersburg | U.S. average |
|---|---|---|
| Studio | $883 | $1,338 |
| 1 bedroom | $927 | $1,324 |
| 2 bedrooms | $1,246 | $1,509 |
| 3 bedrooms | $1,358 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Chambersburg overall?
Everyday prices in the Chambersburg metro area are 5% below the U.S. average (index 94.6, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in Chambersburg
Life in Chambersburg
What jobs pay in Chambersburg
| Job | Median pay | Rent / pay |
|---|---|---|
| Pharmacist | $150,510 | 10.4% |
| Physician Assistant | $120,030 | 13.0% |
| Nurse Practitioner | $117,780 | 13.2% |
| Software Developer | $106,200 | 14.7% |
| Lawyer | $100,680 | 15.5% |
| Civil Engineer | $92,580 | 16.9% |
| Operations Manager | $88,430 | 17.6% |
| Computer Systems Analyst | $87,580 | 17.8% |
| Registered Nurse | $85,270 | 18.3% |
| Dental Hygienist | $80,450 | 19.4% |
| Elementary School Teacher | $76,750 | 20.3% |
| Police Officer | $70,670 | 22.1% |
| Accountant | $70,490 | 22.1% |
| Market Research Analyst | $65,900 | 23.7% |
| Licensed Practical Nurse | $63,960 | 24.4% |
| HVAC Technician | $62,090 | 25.1% |
| Electrician | $61,290 | 25.5% |
| Plumber | $60,200 | 25.9% |
| Firefighter | $59,050 | 26.4% |
| Truck Driver | $55,960 | 27.9% |
| Carpenter | $48,730 | 32.0% |
| Warehouse Worker | $47,540 | 32.8% |
| Nursing Assistant | $45,260 | 34.5% |
| Medical Assistant | $43,830 | 35.6% |
| Customer Service Representative | $39,670 | 39.3% |
| Restaurant Cook | $34,620 | 45.1% |
| Retail Salesperson | $31,090 | 50.2% |
| Server (Waiter/Waitress) | $30,030 | 51.9% |
| Cashier | $29,550 | 52.8% |
Is it cheaper to rent or buy in Chambersburg?
Renting is cheaper right now: about $192 a month less.
Owning assumes a typical $215,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $21,500 for the down payment.
Frequently asked questions
What is the average rent in Chambersburg, PA?
Renting in Chambersburg costs a median of about $1,300 a month in 2026, including utilities. The Pennsylvania median is $1,367.
How much do I need to make to live in Chambersburg?
To keep rent under 30% of income, you need about $52,000 a year, or $25 an hour at a full-time job.
Is Chambersburg cheap or expensive?
Chambersburg is rated OK: rent takes 25.6% of the typical household income of $61,017. It ranks 122nd cheapest of 269 Pennsylvania cities we track.
How much are property taxes in Chambersburg?
The median homeowner in Chambersburg pays $2,280 a year in property taxes, about 1.06% of the median home value.
Is Chambersburg more expensive than the national average?
Overall prices in the metro area are 5% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Chambersburg?
The median home value in Chambersburg is $215,000, about 3.5 times the typical yearly household income.
22,319 people live in Chambersburg. Numbers are typical (middle) values.