States › Oregon › Central Point

Is Central Point, OR expensive to live in?

OKRent takes 23 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,759same as U.S. average
💵 Families earn per year (2026)$92,814about $7,735/month · 7% higher than U.S. average
🔑 House price$389,10017% higher than U.S. average

Rent is higher than in 55% of U.S. cities. A typical house costs about 4.2 years of household income. Commutes are short, about 15.5 minutes.

How much money do I need?

To rent here comfortably, you should earn about $70,360 a year. That is $34 an hour at a full-time job.

Is rent cheaper than other Oregon cities?

Yes. Rent here is cheaper than in most of Oregon. It is number 44 of 105 cities from cheapest to most expensive.

Central Point
$1,759
Lebanon
$1,862
Cedar Mill
$1,995
Hermiston
$1,208
Altamont
$1,349
Sherwood
$2,264
Canby
$1,764

How much do households earn in Central Point?

Under $25k
11.0%
$25k–50k
18.2%
$50k–100k
40.2%
$100k–150k
21.8%
$150k+
6.8%

Share of households by yearly income. 28.6% of households earn $100,000 or more.

Rent by apartment size in Central Point

SizeCentral PointU.S. average
Studio$962$1,338
1 bedroom$1,232$1,324
2 bedrooms$1,353$1,509
3 bedrooms$1,889$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Central Point overall?

Everyday prices in Oregon overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
109
Goods (food, clothes…)
105
Utilities
107
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Central Point, so the Oregon figure is shown.

Taxes and bills in Central Point

🏛️ Property tax$3,422a year · 0.88% of home value · U.S. $3,119
⚡ Electric bill$118a month (typical) · U.S. $156

Life in Central Point

Commute to work15.5 minU.S.: 26.4 min
College degree28.4%U.S.: 35.7%
Own their home67.2%U.S.: 65.2%
Below poverty line6.7%U.S.: 12.5%
Unemployment3.1%U.S.: 5.2%

Is it cheaper to rent or buy in Central Point?

Renting is cheaper right now: about $941 a month less.

Renting
$1,759
Owning
$2,700

Owning assumes a typical $389,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $38,910 for the down payment.

Frequently asked questions

What is the average rent in Central Point, OR?

Renting in Central Point costs a median of about $1,759 a month in 2026, including utilities. The Oregon median is $1,811.

How much do I need to make to live in Central Point?

To keep rent under 30% of income, you need about $70,360 a year, or $34 an hour at a full-time job.

Is Central Point cheap or expensive?

Central Point is rated OK: rent takes 22.7% of the typical household income of $92,814. It ranks 44th cheapest of 105 Oregon cities we track.

How much are property taxes in Central Point?

The median homeowner in Central Point pays $3,422 a year in property taxes, about 0.88% of the median home value.

Is Central Point more expensive than the national average?

Overall prices in Oregon are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Central Point?

The median home value in Central Point is $389,100, about 4.2 times the typical yearly household income.

19,216 people live in Central Point. Numbers are typical (middle) values.