States › Illinois › Carlinville

Is Carlinville, IL expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$91148% lower than U.S. average
💵 Families earn per year (2026)$62,238about $5,187/month · 29% lower than U.S. average
🔑 House price$105,70068% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $36,440 a year. That is $18 an hour at a full-time job.

Is rent cheaper than other Illinois cities?

Yes. Rent here is cheaper than in most of Illinois. It is number 35 of 334 cities from cheapest to most expensive.

Carlinville
$911
Spring Valley
$1,012
Northfield
$2,304
Genoa
$1,040
Wilmington
$1,329
Candlewick Lake
$1,681
Lake Barrington
$3,500+

How much do households earn in Carlinville?

Under $25k
22.1%
$25k–50k
25.6%
$50k–100k
26.5%
$100k–150k
15.6%
$150k+
6.5%

Share of households by yearly income. 22.2% of households earn $100,000 or more.

Rent by apartment size in Carlinville

SizeCarlinvilleU.S. average
2 bedrooms$917$1,509
3 bedrooms$909$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Carlinville overall?

Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).

Housing
94
Goods (food, clothes…)
104
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Carlinville, so the Illinois figure is shown.

Taxes and bills in Carlinville

🏛️ Property tax$2,047a year · 1.94% of home value · U.S. $3,119
⚡ Electric bill$180a month (typical) · U.S. $156

Life in Carlinville

Commute to work21.2 minU.S.: 26.4 min
College degree23.4%U.S.: 35.7%
Own their home63.6%U.S.: 65.2%
Below poverty line20.5%U.S.: 12.5%
Unemployment2.4%U.S.: 5.2%

Is it cheaper to rent or buy in Carlinville?

Buying is cheaper month to month: about $178 a month less than renting.

Renting
$911
Owning
$733

Owning assumes a typical $105,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $10,570 for the down payment.

Frequently asked questions

What is the average rent in Carlinville, IL?

Renting in Carlinville costs a median of about $911 a month in 2026, including utilities. The Illinois median is $1,517.

How much do I need to make to live in Carlinville?

To keep rent under 30% of income, you need about $36,440 a year, or $18 an hour at a full-time job.

Is Carlinville cheap or expensive?

Carlinville is rated Cheap: rent takes 17.6% of the typical household income of $62,238. It ranks 35th cheapest of 334 Illinois cities we track.

How much are property taxes in Carlinville?

The median homeowner in Carlinville pays $2,047 a year in property taxes, about 1.94% of the median home value.

Is Carlinville more expensive than the national average?

Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Carlinville?

The median home value in Carlinville is $105,700, about 1.7 times the typical yearly household income.

5,480 people live in Carlinville. Numbers are typical (middle) values.