salaryRent is higher than in 74% of U.S. cities. Household incomes are higher than in 89% of U.S. cities. A typical house costs about 3.3 years of household income. Commutes are long, about 31.5 minutes each way. Most homes (88.3%) are owned, so rentals can be hard to find. It is a highly educated city: 56.2% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $85,480 a year. That is $41 an hour at a full-time job.
Is rent cheaper than other Maryland cities?
No. Rent here is more expensive than in most of Maryland. It is number 117 of 200 cities from cheapest to most expensive.
How much do households earn in Cape St. Claire?
Share of households by yearly income. 55.6% of households earn $100,000 or more.
Rent by apartment size in Cape St. Claire
| Size | Cape St. Claire | U.S. average |
|---|---|---|
| 1 bedroom | $550 | $1,324 |
| 2 bedrooms | $1,665 | $1,509 |
| 3 bedrooms | $2,424 | $1,698 |
| 4 bedrooms | $3,667 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Cape St. Claire overall?
Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Cape St. Claire, so the Maryland figure is shown.
Taxes and bills in Cape St. Claire
Life in Cape St. Claire
Is it cheaper to rent or buy in Cape St. Claire?
Renting is cheaper right now: about $1,250 a month less.
Owning assumes a typical $488,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $48,820 for the down payment.
Frequently asked questions
What is the average rent in Cape St. Claire, MD?
Renting in Cape St. Claire costs a median of about $2,137 a month in 2026, including utilities. The Maryland median is $2,010.
How much do I need to make to live in Cape St. Claire?
To keep rent under 30% of income, you need about $85,480 a year, or $41 an hour at a full-time job.
Is Cape St. Claire cheap or expensive?
Cape St. Claire is rated Cheap: rent takes 17.5% of the typical household income of $146,796. It ranks 117th cheapest of 200 Maryland cities we track.
How much are property taxes in Cape St. Claire?
The median homeowner in Cape St. Claire pays $4,244 a year in property taxes, about 0.87% of the median home value.
Is Cape St. Claire more expensive than the national average?
Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Cape St. Claire?
The median home value in Cape St. Claire is $488,200, about 3.3 times the typical yearly household income.
9,236 people live in Cape St. Claire. Numbers are typical (middle) values.