States › New Jersey › Camden

Is Camden, NJ expensive to live in?

ExpensiveRent takes 44 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6198% lower than U.S. average
💵 Families earn per year (2026)$43,729about $3,644/month · 50% lower than U.S. average
🔑 House price$112,00066% lower than U.S. average

Rent is lower than in 52% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most households rent (66%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $64,760 a year. That is $31 an hour at a full-time job.

Is rent cheaper than other New Jersey cities?

Yes. Rent here is cheaper than in most of New Jersey. It is number 40 of 291 cities from cheapest to most expensive.

Camden
$1,619
$2,444
$1,700
$1,737
$1,598

How much do households earn in Camden?

Under $25k
25.2%
$25k–50k
30.5%
$50k–100k
22.5%
$100k–150k
7.9%
$150k+
2.8%

Share of households by yearly income. 10.6% of households earn $100,000 or more.

Rent by apartment size in Camden

SizeCamdenU.S. average
Studio$907$1,338
1 bedroom$1,026$1,324
2 bedrooms$1,292$1,509
3 bedrooms$1,655$1,698
4 bedrooms$1,537$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Camden overall?

Everyday prices in the Philadelphia-Camden-Wilmington metro area are 3% above the U.S. average (index 102.6, U.S. = 100).

Housing
113
Goods (food, clothes…)
97
Utilities
114
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Camden

🏛️ Property tax$2,302a year · 2.06% of home value · U.S. $3,119
⚡ Electric bill$191a month (typical) · U.S. $156

Life in Camden

Commute to work23.8 minU.S.: 26.4 min
College degree10.1%U.S.: 35.7%
Own their home34.4%U.S.: 65.2%
Below poverty line30.2%U.S.: 12.5%
Unemployment14.5%U.S.: 5.2%

What jobs pay in Camden

JobMedian payRent / pay
Lawyer$170,66011.4%
Pharmacist$148,74013.1%
Nurse Practitioner$135,70014.3%
Physician Assistant$135,64014.3%
Software Developer$133,04014.6%
Operations Manager$121,63016.0%
Computer Systems Analyst$105,05018.5%
Registered Nurse$101,18019.2%
Dental Hygienist$100,82019.3%
Civil Engineer$99,41019.5%
Police Officer$89,58021.7%
Accountant$85,99022.6%
Market Research Analyst$79,42024.5%
Elementary School Teacher$78,57024.7%
Firefighter$78,05024.9%
Plumber$74,86026.0%
Electrician$74,59026.0%
Licensed Practical Nurse$70,71027.5%
HVAC Technician$64,58030.1%
Carpenter$61,78031.4%
Truck Driver$59,37032.7%
Customer Service Representative$47,07041.3%
Nursing Assistant$46,22042.0%
Medical Assistant$45,89042.3%
Warehouse Worker$43,46044.7%
Restaurant Cook$38,27050.8%
Server (Waiter/Waitress)$36,57053.1%
Retail Salesperson$34,81055.8%
Cashier$33,05058.8%

Is it cheaper to rent or buy in Camden?

Buying is cheaper month to month: about $842 a month less than renting.

Renting
$1,619
Owning
$777

Owning assumes a typical $112,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $11,200 for the down payment.

Frequently asked questions

What is the average rent in Camden, NJ?

Renting in Camden costs a median of about $1,619 a month in 2026, including utilities. The New Jersey median is $2,240.

How much do I need to make to live in Camden?

To keep rent under 30% of income, you need about $64,760 a year, or $31 an hour at a full-time job.

Is Camden cheap or expensive?

Camden is rated Expensive: rent takes 44.4% of the typical household income of $43,729. It ranks 40th cheapest of 291 New Jersey cities we track.

How much are property taxes in Camden?

The median homeowner in Camden pays $2,302 a year in property taxes, about 2.06% of the median home value.

Is Camden more expensive than the national average?

Overall prices in the metro area are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Camden?

The median home value in Camden is $112,000, about 2.6 times the typical yearly household income.

71,496 people live in Camden. Numbers are typical (middle) values.