States › Ohio › Cambridge

Is Cambridge, OH expensive to live in?

ExpensiveRent takes 36 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,38021% lower than U.S. average
💵 Families earn per year (2026)$46,317about $3,860/month · 47% lower than U.S. average
🔑 House price$121,90063% lower than U.S. average

Rent is lower than in 64% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19.8 minutes.

How much money do I need?

To rent here comfortably, you should earn about $55,200 a year. That is $27 an hour at a full-time job.

Is rent cheaper than other Ohio cities?

No. Rent here is more expensive than in most of Ohio. It is number 179 of 288 cities from cheapest to most expensive.

Cambridge
$1,380
$1,074
$1,109
$1,215

How much do households earn in Cambridge?

Under $25k
27.8%
$25k–50k
24.1%
$50k–100k
29.6%
$100k–150k
7.1%
$150k+
3.3%

Share of households by yearly income. 10.4% of households earn $100,000 or more.

Rent by apartment size in Cambridge

SizeCambridgeU.S. average
Studio$871$1,338
1 bedroom$609$1,324
2 bedrooms$837$1,509
3 bedrooms$1,166$1,698
4 bedrooms$1,389$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Cambridge overall?

Everyday prices in Ohio overall are 7% below the U.S. average (index 92.8, U.S. = 100).

Housing
73
Goods (food, clothes…)
94
Utilities
96
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Cambridge, so the Ohio figure is shown.

Taxes and bills in Cambridge

🏛️ Property tax$1,619a year · 1.33% of home value · U.S. $3,119
⚡ Electric bill$121a month (typical) · U.S. $156

Life in Cambridge

Commute to work19.8 minU.S.: 26.4 min
College degree15.4%U.S.: 35.7%
Own their home48.6%U.S.: 65.2%
Below poverty line27.9%U.S.: 12.5%
Unemployment3%U.S.: 5.2%

Is it cheaper to rent or buy in Cambridge?

Buying is cheaper month to month: about $534 a month less than renting.

Renting
$1,380
Owning
$846

Owning assumes a typical $121,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $12,190 for the down payment.

Frequently asked questions

What is the average rent in Cambridge, OH?

Renting in Cambridge costs a median of about $1,380 a month in 2026, including utilities. The Ohio median is $1,261.

How much do I need to make to live in Cambridge?

To keep rent under 30% of income, you need about $55,200 a year, or $27 an hour at a full-time job.

Is Cambridge cheap or expensive?

Cambridge is rated Expensive: rent takes 35.8% of the typical household income of $46,317. It ranks 179th cheapest of 288 Ohio cities we track.

How much are property taxes in Cambridge?

The median homeowner in Cambridge pays $1,619 a year in property taxes, about 1.33% of the median home value.

Is Cambridge more expensive than the national average?

Overall prices in Ohio are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Cambridge?

The median home value in Cambridge is $121,900, about 2.6 times the typical yearly household income.

10,060 people live in Cambridge. Numbers are typical (middle) values.