salaryRent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19.5 minutes. Most homes (79.1%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $36,120 a year. That is $17 an hour at a full-time job.
Is rent cheaper than other Texas cities?
Yes. Rent here is cheaper than in most of Texas. It is number 32 of 426 cities from cheapest to most expensive.
How much do households earn in Borger?
Share of households by yearly income. 23.8% of households earn $100,000 or more.
Rent by apartment size in Borger
| Size | Borger | U.S. average |
|---|---|---|
| 1 bedroom | $639 | $1,324 |
| 2 bedrooms | $938 | $1,509 |
| 3 bedrooms | $1,118 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Borger overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Borger, so the Texas figure is shown.
Taxes and bills in Borger
Life in Borger
Is it cheaper to rent or buy in Borger?
Buying is cheaper month to month: about $186 a month less than renting.
Owning assumes a typical $103,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $10,340 for the down payment.
Frequently asked questions
What is the average rent in Borger, TX?
Renting in Borger costs a median of about $903 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in Borger?
To keep rent under 30% of income, you need about $36,120 a year, or $17 an hour at a full-time job.
Is Borger cheap or expensive?
Borger is rated Cheap: rent takes 16.3% of the typical household income of $66,417. It ranks 32nd cheapest of 426 Texas cities we track.
How much are property taxes in Borger?
The median homeowner in Borger pays $1,582 a year in property taxes, about 1.53% of the median home value.
Is Borger more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Borger?
The median home value in Borger is $103,400, about 1.6 times the typical yearly household income.
12,226 people live in Borger. Numbers are typical (middle) values.