salaryRent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19 minutes.
How much money do I need?
To rent here comfortably, you should earn about $30,560 a year. That is $15 an hour at a full-time job.
Is rent cheaper than other Indiana cities?
Yes. Rent here is cheaper than in most of Indiana. It is number 5 of 132 cities from cheapest to most expensive.
How much do households earn in Bluffton?
Share of households by yearly income. 14.1% of households earn $100,000 or more.
Rent by apartment size in Bluffton
| Size | Bluffton | U.S. average |
|---|---|---|
| Studio | $887 | $1,338 |
| 1 bedroom | $700 | $1,324 |
| 2 bedrooms | $1,003 | $1,509 |
| 3 bedrooms | $1,270 | $1,698 |
| 4 bedrooms | $1,188 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Bluffton overall?
Everyday prices in Indiana overall are 7% below the U.S. average (index 93.3, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Bluffton, so the Indiana figure is shown.
Taxes and bills in Bluffton
Life in Bluffton
Is it cheaper to rent or buy in Bluffton?
Renting is cheaper right now: about $274 a month less.
Owning assumes a typical $149,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $14,960 for the down payment.
Frequently asked questions
What is the average rent in Bluffton, IN?
Renting in Bluffton costs a median of about $764 a month in 2026, including utilities. The Indiana median is $1,219.
How much do I need to make to live in Bluffton?
To keep rent under 30% of income, you need about $30,560 a year, or $15 an hour at a full-time job.
Is Bluffton cheap or expensive?
Bluffton is rated Cheap: rent takes 14.8% of the typical household income of $62,056. It ranks 5th cheapest of 132 Indiana cities we track.
How much are property taxes in Bluffton?
The median homeowner in Bluffton pays $900 a year in property taxes, about 0.60% of the median home value.
Is Bluffton more expensive than the national average?
Overall prices in Indiana are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Bluffton?
The median home value in Bluffton is $149,600, about 2.4 times the typical yearly household income.
10,529 people live in Bluffton. Numbers are typical (middle) values.