States › North Dakota › Bismarck

Is Bismarck, ND expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,11536% lower than U.S. average
💵 Families earn per year (2026)$84,540about $7,045/month · 3% lower than U.S. average
🔑 House price$300,30010% lower than U.S. average

Bismarck is the 2nd-largest city in North Dakota that we track, with 75,556 residents. Rent is lower than in 81% of U.S. cities. A typical house costs about 3.6 years of household income. Commutes are short, about 15.6 minutes.

How much money do I need?

To rent here comfortably, you should earn about $44,600 a year. That is $21 an hour at a full-time job.

Is rent cheaper than other North Dakota cities?

No. Rent here is more expensive than in most of North Dakota. It is number 7 of 13 cities from cheapest to most expensive.

Bismarck
$1,115
$1,187
$1,080
$1,204

How much do households earn in Bismarck?

Under $25k
12.7%
$25k–50k
19.8%
$50k–100k
35.5%
$100k–150k
17.8%
$150k+
10.0%

Share of households by yearly income. 27.8% of households earn $100,000 or more.

Rent by apartment size in Bismarck

SizeBismarckU.S. average
Studio$671$1,338
1 bedroom$871$1,324
2 bedrooms$1,098$1,509
3 bedrooms$1,587$1,698
4 bedrooms$1,949$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Bismarck overall?

Everyday prices in the Bismarck metro area are 9% below the U.S. average (index 91.0, U.S. = 100).

Housing
84
Goods (food, clothes…)
96
Utilities
75
Other services
91
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Bismarck

🏛️ Property tax$3,023a year · 1.01% of home value · U.S. $3,119
⚡ Electric bill$112a month (typical) · U.S. $156

Life in Bismarck

Commute to work15.6 minU.S.: 26.4 min
College degree39.2%U.S.: 35.7%
Own their home65.5%U.S.: 65.2%
Below poverty line9.3%U.S.: 12.5%
Unemployment2.5%U.S.: 5.2%

What jobs pay in Bismarck

JobMedian payRent / pay
Pharmacist$143,3809.3%
Nurse Practitioner$130,14010.3%
Physician Assistant$129,65010.3%
Lawyer$109,01012.3%
Computer Systems Analyst$106,70012.5%
Software Developer$106,02012.6%
Civil Engineer$98,27013.6%
Operations Manager$93,54014.3%
Dental Hygienist$91,60014.6%
Registered Nurse$81,12016.5%
Accountant$76,91017.4%
Plumber$70,31019.0%
HVAC Technician$64,77020.7%
Police Officer$63,23021.2%
Market Research Analyst$62,40021.4%
Truck Driver$62,00021.6%
Electrician$61,90021.6%
Licensed Practical Nurse$61,69021.7%
Elementary School Teacher$61,01021.9%
Carpenter$54,67024.5%
Medical Assistant$48,98027.3%
Firefighter$47,44028.2%
Nursing Assistant$46,72028.6%
Customer Service Representative$46,24028.9%
Warehouse Worker$43,26030.9%
Retail Salesperson$36,73036.4%
Restaurant Cook$36,61036.5%
Cashier$33,26040.2%
Server (Waiter/Waitress)$32,31041.4%

Is it cheaper to rent or buy in Bismarck?

Renting is cheaper right now: about $969 a month less.

Renting
$1,115
Owning
$2,084

Owning assumes a typical $300,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $30,030 for the down payment.

Frequently asked questions

What is the average rent in Bismarck, ND?

Renting in Bismarck costs a median of about $1,115 a month in 2026, including utilities. The North Dakota median is $1,115.

How much do I need to make to live in Bismarck?

To keep rent under 30% of income, you need about $44,600 a year, or $21 an hour at a full-time job.

Is Bismarck cheap or expensive?

Bismarck is rated Cheap: rent takes 15.8% of the typical household income of $84,540. It ranks 7th cheapest of 13 North Dakota cities we track.

How much are property taxes in Bismarck?

The median homeowner in Bismarck pays $3,023 a year in property taxes, about 1.01% of the median home value.

Is Bismarck more expensive than the national average?

Overall prices in the metro area are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Bismarck?

The median home value in Bismarck is $300,300, about 3.6 times the typical yearly household income.

75,556 people live in Bismarck. Numbers are typical (middle) values.