States › Florida › Biscayne Gardens

Is Biscayne Gardens, FL expensive to live in?

ExpensiveRent takes 44 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,18124% higher than U.S. average
💵 Families earn per year (2026)$59,495about $4,958/month · 32% lower than U.S. average
🔑 House price$414,80025% higher than U.S. average

Rent is higher than in 76% of U.S. cities. Incomes are on the low side for rents this high, so budgets feel tight. A typical house costs about 7.0 years of household income, so buying is hard for most locals.

How much money do I need?

To rent here comfortably, you should earn about $87,240 a year. That is $42 an hour at a full-time job.

Is rent cheaper than other Florida cities?

No. Rent here is more expensive than in most of Florida. It is number 316 of 479 cities from cheapest to most expensive.

Biscayne Gardens
$2,181

How much do households earn in Biscayne Gardens?

Under $25k
20.4%
$25k–50k
25.7%
$50k–100k
31.6%
$100k–150k
10.4%
$150k+
4.2%

Share of households by yearly income. 14.6% of households earn $100,000 or more.

Rent by apartment size in Biscayne Gardens

SizeBiscayne GardensU.S. average
Studio$1,379$1,338
1 bedroom$1,503$1,324
2 bedrooms$1,766$1,509
3 bedrooms$1,740$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Biscayne Gardens overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Biscayne Gardens, so the Florida figure is shown.

Taxes and bills in Biscayne Gardens

🏛️ Property tax$2,468a year · 0.59% of home value · U.S. $3,119
⚡ Electric bill$179a month (typical) · U.S. $156

Life in Biscayne Gardens

Commute to work29.5 minU.S.: 26.4 min
College degree19.4%U.S.: 35.7%
Own their home52.9%U.S.: 65.2%
Below poverty line22.6%U.S.: 12.5%
Unemployment8.6%U.S.: 5.2%

Is it cheaper to rent or buy in Biscayne Gardens?

Renting is cheaper right now: about $697 a month less.

Renting
$2,181
Owning
$2,878

Owning assumes a typical $414,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $41,480 for the down payment.

Frequently asked questions

What is the average rent in Biscayne Gardens, FL?

Renting in Biscayne Gardens costs a median of about $2,181 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Biscayne Gardens?

To keep rent under 30% of income, you need about $87,240 a year, or $42 an hour at a full-time job.

Is Biscayne Gardens cheap or expensive?

Biscayne Gardens is rated Expensive: rent takes 44.0% of the typical household income of $59,495. It ranks 316th cheapest of 479 Florida cities we track.

How much are property taxes in Biscayne Gardens?

The median homeowner in Biscayne Gardens pays $2,468 a year in property taxes, about 0.59% of the median home value.

Is Biscayne Gardens more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Biscayne Gardens?

The median home value in Biscayne Gardens is $414,800, about 7.0 times the typical yearly household income.

35,472 people live in Biscayne Gardens. Numbers are typical (middle) values.