salaryRent is lower than in 61% of U.S. cities. A typical house costs about 3.3 years of household income. Commutes are short, about 17.4 minutes. Most households rent (57%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $58,080 a year. That is $28 an hour at a full-time job.
Is rent cheaper than other Minnesota cities?
Yes. Rent here is cheaper than in most of Minnesota. It is number 65 of 150 cities from cheapest to most expensive.
How much do households earn in Bemidji?
Share of households by yearly income. 13.8% of households earn $100,000 or more.
Rent by apartment size in Bemidji
| Size | Bemidji | U.S. average |
|---|---|---|
| Studio | $744 | $1,338 |
| 1 bedroom | $863 | $1,324 |
| 2 bedrooms | $1,211 | $1,509 |
| 3 bedrooms | $1,370 | $1,698 |
| 4 bedrooms | $2,101 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Bemidji overall?
Everyday prices in Minnesota overall are 1% below the U.S. average (index 98.6, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Bemidji, so the Minnesota figure is shown.
Taxes and bills in Bemidji
Life in Bemidji
Is it cheaper to rent or buy in Bemidji?
Buying is cheaper month to month: about $76 a month less than renting.
Owning assumes a typical $198,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $19,830 for the down payment.
Frequently asked questions
What is the average rent in Bemidji, MN?
Renting in Bemidji costs a median of about $1,452 a month in 2026, including utilities. The Minnesota median is $1,525.
How much do I need to make to live in Bemidji?
To keep rent under 30% of income, you need about $58,080 a year, or $28 an hour at a full-time job.
Is Bemidji cheap or expensive?
Bemidji is rated OK: rent takes 29.2% of the typical household income of $59,754. It ranks 65th cheapest of 150 Minnesota cities we track.
How much are property taxes in Bemidji?
The median homeowner in Bemidji pays $2,300 a year in property taxes, about 1.16% of the median home value.
Is Bemidji more expensive than the national average?
Overall prices in Minnesota are 1% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Bemidji?
The median home value in Bemidji is $198,300, about 3.3 times the typical yearly household income.
15,569 people live in Bemidji. Numbers are typical (middle) values.