States › Texas › Belton

Is Belton, TX expensive to live in?

ExpensiveRent takes 31 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6675% lower than U.S. average
💵 Families earn per year (2026)$63,772about $5,314/month · 27% lower than U.S. average
🔑 House price$258,70022% lower than U.S. average

Rent is higher than in 51% of U.S. cities. A typical house costs about 4.1 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $66,680 a year. That is $32 an hour at a full-time job.

Is rent cheaper than other Texas cities?

No. Rent here is more expensive than in most of Texas. It is number 263 of 426 cities from cheapest to most expensive.

Belton
$1,667
Anna
$2,518
Pecan Grove
$1,451
Benbrook
$1,550
Fresno
$2,782
Cloverleaf
$1,430
San Benito
$858

How much do households earn in Belton?

Under $25k
18.4%
$25k–50k
26.3%
$50k–100k
28.3%
$100k–150k
9.6%
$150k+
11.2%

Share of households by yearly income. 20.8% of households earn $100,000 or more.

Rent by apartment size in Belton

SizeBeltonU.S. average
Studio$1,084$1,338
1 bedroom$1,054$1,324
2 bedrooms$1,435$1,509
3 bedrooms$1,684$1,698
4 bedrooms$1,471$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Belton overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Belton, so the Texas figure is shown.

Taxes and bills in Belton

🏛️ Property tax$4,038a year · 1.56% of home value · U.S. $3,119
⚡ Electric bill$172a month (typical) · U.S. $156

Life in Belton

Commute to work22.8 minU.S.: 26.4 min
College degree28.3%U.S.: 35.7%
Own their home56%U.S.: 65.2%
Below poverty line16.7%U.S.: 12.5%
Unemployment2.6%U.S.: 5.2%

Is it cheaper to rent or buy in Belton?

Renting is cheaper right now: about $128 a month less.

Renting
$1,667
Owning
$1,795

Owning assumes a typical $258,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $25,870 for the down payment.

Frequently asked questions

What is the average rent in Belton, TX?

Renting in Belton costs a median of about $1,667 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Belton?

To keep rent under 30% of income, you need about $66,680 a year, or $32 an hour at a full-time job.

Is Belton cheap or expensive?

Belton is rated Expensive: rent takes 31.4% of the typical household income of $63,772. It ranks 263rd cheapest of 426 Texas cities we track.

How much are property taxes in Belton?

The median homeowner in Belton pays $4,038 a year in property taxes, about 1.56% of the median home value.

Is Belton more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Belton?

The median home value in Belton is $258,700, about 4.1 times the typical yearly household income.

24,356 people live in Belton. Numbers are typical (middle) values.