States › Texas › Belterra

Is Belterra, TX expensive to live in?

CheapRent takes 15 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,99471% higher than U.S. average
💵 Families earn per year (2026)$236,976about $19,748/month · 172% higher than U.S. average
🔑 House price$773,400132% higher than U.S. average

Rent here is among the highest 10% in the country. Household incomes are higher than in 99% of U.S. cities. A typical house costs about 3.3 years of household income. Most homes (98.6%) are owned, so rentals can be hard to find. It is a highly educated city: 66.4% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $119,760 a year. That is $58 an hour at a full-time job.

Is rent cheaper than other Texas cities?

No. Rent here is more expensive than in most of Texas. It is number 413 of 426 cities from cheapest to most expensive.

Belterra
$2,994
Sealy
$1,774
La Feria
$987
Willis
$1,013
Mexia
$956
Silsbee
$1,064
Lackland AFB
$2,317

How much do households earn in Belterra?

Under $25k
0.9%
$25k–50k
2.4%
$50k–100k
14.6%
$100k–150k
17.8%
$150k+
66.4%

Share of households by yearly income. 84.3% of households earn $100,000 or more.

How expensive is Belterra overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Belterra, so the Texas figure is shown.

Taxes and bills in Belterra

🏛️ Property tax$10,000+a year · 1.29% of home value · U.S. $3,119
⚡ Electric bill$198a month (typical) · U.S. $156

Life in Belterra

Commute to work28.6 minU.S.: 26.4 min
College degree66.4%U.S.: 35.7%
Own their home98.6%U.S.: 65.2%
Below poverty line1.5%U.S.: 12.5%
Unemployment4.1%U.S.: 5.2%

Is it cheaper to rent or buy in Belterra?

Renting is cheaper right now: about $2,372 a month less.

Renting
$2,994
Owning
$5,366

Owning assumes a typical $773,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $77,340 for the down payment.

Frequently asked questions

What is the average rent in Belterra, TX?

Renting in Belterra costs a median of about $2,994 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Belterra?

To keep rent under 30% of income, you need about $119,760 a year, or $58 an hour at a full-time job.

Is Belterra cheap or expensive?

Belterra is rated Cheap: rent takes 15.2% of the typical household income of $236,976. It ranks 413th cheapest of 426 Texas cities we track.

How much are property taxes in Belterra?

The median homeowner in Belterra pays $10,000+ a year in property taxes, about 1.29% of the median home value.

Is Belterra more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Belterra?

The median home value in Belterra is $773,400, about 3.3 times the typical yearly household income.

6,978 people live in Belterra. Numbers are typical (middle) values.