salaryRent is higher than in 73% of U.S. cities. A typical house costs about 8.5 years of household income, so buying is hard for most locals. Commutes are long, about 31.6 minutes each way.
How much money do I need?
To rent here comfortably, you should earn about $83,960 a year. That is $40 an hour at a full-time job.
Is rent cheaper than other New Jersey cities?
Yes. Rent here is cheaper than in most of New Jersey. It is number 116 of 291 cities from cheapest to most expensive.
How much do households earn in Belmar?
Share of households by yearly income. 39.6% of households earn $100,000 or more.
Rent by apartment size in Belmar
| Size | Belmar | U.S. average |
|---|---|---|
| Studio | $1,368 | $1,338 |
| 1 bedroom | $1,680 | $1,324 |
| 2 bedrooms | $2,114 | $1,509 |
| 3 bedrooms | $2,991 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Belmar overall?
Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Belmar, so the New Jersey figure is shown.
Taxes and bills in Belmar
Life in Belmar
Is it cheaper to rent or buy in Belmar?
Renting is cheaper right now: about $3,881 a month less.
Owning assumes a typical $861,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $86,180 for the down payment.
Frequently asked questions
What is the average rent in Belmar, NJ?
Renting in Belmar costs a median of about $2,099 a month in 2026, including utilities. The New Jersey median is $2,240.
How much do I need to make to live in Belmar?
To keep rent under 30% of income, you need about $83,960 a year, or $40 an hour at a full-time job.
Is Belmar cheap or expensive?
Belmar is rated OK: rent takes 25.0% of the typical household income of $100,918. It ranks 116th cheapest of 291 New Jersey cities we track.
How much are property taxes in Belmar?
The median homeowner in Belmar pays $8,376 a year in property taxes, about 0.97% of the median home value.
Is Belmar more expensive than the national average?
Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Belmar?
The median home value in Belmar is $861,800, about 8.5 times the typical yearly household income.
5,869 people live in Belmar. Numbers are typical (middle) values.