States › Alabama › Bay Minette

Is Bay Minette, AL expensive to live in?

OKRent takes 29 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,14235% lower than U.S. average
💵 Families earn per year (2026)$48,018about $4,002/month · 45% lower than U.S. average
🔑 House price$173,00048% lower than U.S. average

Rent is lower than in 79% of U.S. cities. A typical house costs about 3.6 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $45,680 a year. That is $22 an hour at a full-time job.

Is rent cheaper than other Alabama cities?

Yes. Rent here is cheaper than in most of Alabama. It is number 56 of 120 cities from cheapest to most expensive.

Bay Minette
$1,142
Atmore
$818
Orange Beach
$1,997
Brook Highland
$2,098
Arab
$763
Andalusia
$784
Pinson
$2,256

How much do households earn in Bay Minette?

Under $25k
20.1%
$25k–50k
30.5%
$50k–100k
22.3%
$100k–150k
10.0%
$150k+
2.4%

Share of households by yearly income. 12.3% of households earn $100,000 or more.

Rent by apartment size in Bay Minette

SizeBay MinetteU.S. average
1 bedroom$664$1,324
2 bedrooms$939$1,509
3 bedrooms$1,171$1,698
4 bedrooms$1,216$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Bay Minette overall?

Everyday prices in Alabama overall are 11% below the U.S. average (index 88.8, U.S. = 100).

Housing
62
Goods (food, clothes…)
96
Utilities
85
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Bay Minette, so the Alabama figure is shown.

Taxes and bills in Bay Minette

🏛️ Property tax$529a year · 0.31% of home value · U.S. $3,119
⚡ Electric bill$182a month (typical) · U.S. $156

Life in Bay Minette

Commute to work25.2 minU.S.: 26.4 min
College degree13.2%U.S.: 35.7%
Own their home60.5%U.S.: 65.2%
Below poverty line24.4%U.S.: 12.5%
Unemployment7.2%U.S.: 5.2%

Is it cheaper to rent or buy in Bay Minette?

Renting is cheaper right now: about $58 a month less.

Renting
$1,142
Owning
$1,200

Owning assumes a typical $173,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $17,300 for the down payment.

Frequently asked questions

What is the average rent in Bay Minette, AL?

Renting in Bay Minette costs a median of about $1,142 a month in 2026, including utilities. The Alabama median is $1,175.

How much do I need to make to live in Bay Minette?

To keep rent under 30% of income, you need about $45,680 a year, or $22 an hour at a full-time job.

Is Bay Minette cheap or expensive?

Bay Minette is rated OK: rent takes 28.5% of the typical household income of $48,018. It ranks 56th cheapest of 120 Alabama cities we track.

How much are property taxes in Bay Minette?

The median homeowner in Bay Minette pays $529 a year in property taxes, about 0.31% of the median home value.

Is Bay Minette more expensive than the national average?

Overall prices in Alabama are 11% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Bay Minette?

The median home value in Bay Minette is $173,000, about 3.6 times the typical yearly household income.

8,295 people live in Bay Minette. Numbers are typical (middle) values.