salaryRent is higher than in 88% of U.S. cities. Household incomes are higher than in 96% of U.S. cities. A typical house costs about 6.2 years of household income, so buying is hard for most locals. Commutes are long, about 37.3 minutes each way. Most homes (81.4%) are owned, so rentals can be hard to find. It is a highly educated city: 76.4% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $103,920 a year. That is $50 an hour at a full-time job.
Is rent cheaper than other Washington cities?
No. Rent here is more expensive than in most of Washington. It is number 162 of 192 cities from cheapest to most expensive.
How much do households earn in Bainbridge Island?
Share of households by yearly income. 64.5% of households earn $100,000 or more.
Rent by apartment size in Bainbridge Island
| Size | Bainbridge Island | U.S. average |
|---|---|---|
| Studio | $1,008 | $1,338 |
| 1 bedroom | $1,587 | $1,324 |
| 2 bedrooms | $2,585 | $1,509 |
| 3 bedrooms | $2,525 | $1,698 |
| 4 bedrooms | $3,500+ | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Bainbridge Island overall?
Everyday prices in Washington overall are 7% above the U.S. average (index 107.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Bainbridge Island, so the Washington figure is shown.
Taxes and bills in Bainbridge Island
Life in Bainbridge Island
Is it cheaper to rent or buy in Bainbridge Island?
Renting is cheaper right now: about $5,422 a month less.
Owning assumes a typical $1,155,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $115,590 for the down payment.
Frequently asked questions
What is the average rent in Bainbridge Island, WA?
Renting in Bainbridge Island costs a median of about $2,598 a month in 2026, including utilities. The Washington median is $2,025.
How much do I need to make to live in Bainbridge Island?
To keep rent under 30% of income, you need about $103,920 a year, or $50 an hour at a full-time job.
Is Bainbridge Island cheap or expensive?
Bainbridge Island is rated Cheap: rent takes 16.8% of the typical household income of $185,705. It ranks 162nd cheapest of 192 Washington cities we track.
How much are property taxes in Bainbridge Island?
The median homeowner in Bainbridge Island pays $8,860 a year in property taxes, about 0.77% of the median home value.
Is Bainbridge Island more expensive than the national average?
Overall prices in Washington are 7% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Bainbridge Island?
The median home value in Bainbridge Island is $1,155,900, about 6.2 times the typical yearly household income.
24,631 people live in Bainbridge Island. Numbers are typical (middle) values.