salaryRent here is among the highest 10% in the country. A typical house costs about 4.9 years of household income. It is a highly educated city: 57.4% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $140,040 a year. That is $67 an hour at a full-time job.
Is rent cheaper than other Florida cities?
No. Rent here is more expensive than in most of Florida. It is number 475 of 479 cities from cheapest to most expensive.
How much do households earn in Atlantic Beach?
Share of households by yearly income. 47.8% of households earn $100,000 or more.
Rent by apartment size in Atlantic Beach
| Size | Atlantic Beach | U.S. average |
|---|---|---|
| 1 bedroom | $3,583 | $1,324 |
| 2 bedrooms | $2,769 | $1,509 |
| 3 bedrooms | $1,830 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Atlantic Beach overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Atlantic Beach, so the Florida figure is shown.
Taxes and bills in Atlantic Beach
Life in Atlantic Beach
Is it cheaper to rent or buy in Atlantic Beach?
Renting is cheaper right now: about $872 a month less.
Owning assumes a typical $630,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $63,020 for the down payment.
Frequently asked questions
What is the average rent in Atlantic Beach, FL?
Renting in Atlantic Beach costs a median of about $3,500+ a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Atlantic Beach?
To keep rent under 30% of income, you need about $140,040 a year, or $67 an hour at a full-time job.
Is Atlantic Beach cheap or expensive?
Atlantic Beach is rated Expensive: rent takes 32.8% of the typical household income of $128,271. It ranks 475th cheapest of 479 Florida cities we track.
How much are property taxes in Atlantic Beach?
The median homeowner in Atlantic Beach pays $4,163 a year in property taxes, about 0.66% of the median home value.
Is Atlantic Beach more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Atlantic Beach?
The median home value in Atlantic Beach is $630,200, about 4.9 times the typical yearly household income.
13,363 people live in Atlantic Beach. Numbers are typical (middle) values.