States › Florida › Arcadia

Is Arcadia, FL expensive to live in?

OKRent takes 28 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,00643% lower than U.S. average
💵 Families earn per year (2026)$42,792about $3,566/month · 51% lower than U.S. average
🔑 House price$177,70047% lower than U.S. average

Rent is lower than in 87% of U.S. cities. A typical house costs about 4.2 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $40,240 a year. That is $19 an hour at a full-time job.

Is rent cheaper than other Florida cities?

Yes. Rent here is cheaper than in most of Florida. It is number 14 of 479 cities from cheapest to most expensive.

Arcadia
$1,006
Indian River Estates
$2,305
Macclenny
$1,456
Southwest Ranches
$2,876
Inverness
$1,026
Mims
$1,315
Loughman
$2,723

How much do households earn in Arcadia?

Under $25k
28.9%
$25k–50k
31.7%
$50k–100k
19.9%
$100k–150k
8.3%
$150k+
0.4%

Share of households by yearly income. 8.7% of households earn $100,000 or more.

Rent by apartment size in Arcadia

SizeArcadiaU.S. average
Studio$882$1,338
2 bedrooms$993$1,509
3 bedrooms$1,250$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Arcadia overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Arcadia, so the Florida figure is shown.

Taxes and bills in Arcadia

🏛️ Property tax$1,113a year · 0.63% of home value · U.S. $3,119
⚡ Electric bill$152a month (typical) · U.S. $156

Life in Arcadia

Commute to work26.9 minU.S.: 26.4 min
College degree11.3%U.S.: 35.7%
Own their home49.3%U.S.: 65.2%
Below poverty line31.8%U.S.: 12.5%
Unemployment5.7%U.S.: 5.2%

Is it cheaper to rent or buy in Arcadia?

Renting is cheaper right now: about $227 a month less.

Renting
$1,006
Owning
$1,233

Owning assumes a typical $177,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $17,770 for the down payment.

Frequently asked questions

What is the average rent in Arcadia, FL?

Renting in Arcadia costs a median of about $1,006 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Arcadia?

To keep rent under 30% of income, you need about $40,240 a year, or $19 an hour at a full-time job.

Is Arcadia cheap or expensive?

Arcadia is rated OK: rent takes 28.2% of the typical household income of $42,792. It ranks 14th cheapest of 479 Florida cities we track.

How much are property taxes in Arcadia?

The median homeowner in Arcadia pays $1,113 a year in property taxes, about 0.63% of the median home value.

Is Arcadia more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Arcadia?

The median home value in Arcadia is $177,700, about 4.2 times the typical yearly household income.

7,707 people live in Arcadia. Numbers are typical (middle) values.