States › Massachusetts › Adams

Is Adams, MA expensive to live in?

OKRent takes 23 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,02342% lower than U.S. average
💵 Families earn per year (2026)$52,604about $4,384/month · 40% lower than U.S. average
🔑 House price$197,40041% lower than U.S. average

Rent is lower than in 87% of U.S. cities. A typical house costs about 3.8 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $40,920 a year. That is $20 an hour at a full-time job.

Is rent cheaper than other Massachusetts cities?

Yes. Rent here is cheaper than in most of Massachusetts. It is number 3 of 123 cities from cheapest to most expensive.

Adams
$1,023
Bliss Corner
$1,697
Bellingham
$2,217
North Westport
$1,834
The Pinehills
$3,110
East Harwich
$2,570
Salisbury
$1,953

How much do households earn in Adams?

Under $25k
27.2%
$25k–50k
22.7%
$50k–100k
23.5%
$100k–150k
12.6%
$150k+
7.5%

Share of households by yearly income. 20.1% of households earn $100,000 or more.

Rent by apartment size in Adams

SizeAdamsU.S. average
1 bedroom$888$1,324
2 bedrooms$1,037$1,509
3 bedrooms$1,081$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Adams overall?

Everyday prices in Massachusetts overall are 6% above the U.S. average (index 105.8, U.S. = 100).

Housing
128
Goods (food, clothes…)
99
Utilities
152
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Adams, so the Massachusetts figure is shown.

Taxes and bills in Adams

🏛️ Property tax$3,571a year · 1.81% of home value · U.S. $3,119
⚡ Electric bill$114a month (typical) · U.S. $156

Life in Adams

Commute to work23.7 minU.S.: 26.4 min
College degree25.4%U.S.: 35.7%
Own their home56.7%U.S.: 65.2%
Below poverty line15.1%U.S.: 12.5%
Unemployment6.3%U.S.: 5.2%

Is it cheaper to rent or buy in Adams?

Renting is cheaper right now: about $347 a month less.

Renting
$1,023
Owning
$1,370

Owning assumes a typical $197,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $19,740 for the down payment.

Frequently asked questions

What is the average rent in Adams, MA?

Renting in Adams costs a median of about $1,023 a month in 2026, including utilities. The Massachusetts median is $2,331.

How much do I need to make to live in Adams?

To keep rent under 30% of income, you need about $40,920 a year, or $20 an hour at a full-time job.

Is Adams cheap or expensive?

Adams is rated OK: rent takes 23.3% of the typical household income of $52,604. It ranks 3rd cheapest of 123 Massachusetts cities we track.

How much are property taxes in Adams?

The median homeowner in Adams pays $3,571 a year in property taxes, about 1.81% of the median home value.

Is Adams more expensive than the national average?

Overall prices in Massachusetts are 6% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Adams?

The median home value in Adams is $197,400, about 3.8 times the typical yearly household income.

5,427 people live in Adams. Numbers are typical (middle) values.